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Barclays is cutting rates on selected residential purchase and remortgage deals by up to 0.25 percentage points from tomorrow . Among the changes the bank is reducing its two-year fixed rate remortgage deal at 75percent LTV with a 999 fee from 4.9percent to 4.7percent. BM Solutions, the specialist lender which is also part of the Halifax Bank of Scotland group, has also reduced selected fixed rates across its product transfer and further advance ranges. Both rates are available up to 60percent loan to value and there is a 1,495 fee. HSBC is increasing fixed rates on a range of residential and buy-to-let mortgage deals, and on its product switcher deals for existing customers looking for a new rate. The lender, which offers deals only through brokers, has a five-year fixed rate for home purchase at 4.37percent (down from 4.59percent) with a 999 fee.
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Nationwide is also cutting product switcher rates for existing customers looking for a new deal by up to 0.15 percentage points. Buy-to-let rates for standard remortgage now start from 4.71percent for a five-year fix and 5.17percent for a two-year fix (60percent LTV). Skipton building society has reduced the cost of a swathe of its mortgage products by up to 0.49 percentage points, writes Jo Thornhill. This includes the lender’s flagship Track Record mortgage – a zero-deposit deal for first-time buyers – which has been pegged down to 5.52percent from 5.65percent.
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